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The average APR on a 15-year fixed-rate mortgage fell 3 basis points to 6.047% and the average APR for a 5-year adjustable-rate mortgage (ARM) rose 1 basis point to 7.843%, according to rates ... Consider the 28% rule, which states that mortgage payments shouldn’t be more than 28% of your pre-tax monthly income. If you’re not comfortable with nearly a third of your income going toward ...NerdWallet's car insurance estimator. The national average car insurance rate is per year for full coverage, according to NerdWallet’s rate analysis. But your rates will differ based on the car ...Read more. The best financial advisors include Zoe Financial, Vanguard Personal Advisor, Facet, Harness Wealth, Empower and Schwab Intelligent Portfolios Premium.iPad. Track your budget, finances and credit - all in one place and all for free. Get the insights you need to make the most of your money. View all your financial accounts on one screen for easy, holistic monitoring. 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